New Orleans Hurricane Ida Insurance Claim Attorney

Insurance Claims Following Wind and Flood Damage by Hurricane Ida

While many areas were hard-hit by Hurricane Ida, Louisiana residents have borne the brunt of the storm’s devastation. One Louisiana parish, Lafourche Parish, saw 14,000 people without homes after 75 percent of the structures there were either severely damaged, or totally destroyed. Lafourche Parish was told they would likely not have power restored to their area until September 29^th, or longer.

The lack of power, excess heat, and issues associated with water and fuel have increased the danger from the hurricane, as heat stroke and other illnesses have become everyday occurrences for those who were in the path of Hurricane Ida. Many residents in Tangipahoa Parish have been taken to other parishes due to the ongoing power outages. As New Orleans residents struggle to rebuild their lives, it is likely to be a very long time until things in the area return to anything resembling “normal.”

Download: 10 Steps To Take After Hurricane Property Damage

At New Orleans Legal, we help individuals involved in disputes with their homeowner’s insurance following a natural disaster like Hurricane Ida. We step in when your insurance company refuses to pay the full amount you are owed. We understand the position you are in and know you need immediate help to repair your home—just as your insurance company promised when you signed up and paid your monthly premiums.

If your home was damaged by Hurricane Ida, insurance experts say you should file your claim as quickly as possible. The process for filing a Hurricane Ida claim can be complex and confusing. If you fail to follow proper procedure—even in the smallest way—your claim could be significantly underpaid or even outright denied. While you might assume otherwise, insurance companies are actually not in the business of paying out claims.

Adjusters are trained to resolve claims for the smallest amount possible—or find an exclusion in the policy that might even remotely apply and deny the claim outright. It is extremely important that you read and review your entire homeowner’s policy, including any amendments or endorsements so that your Hurricane Ida claims will be fully paid as quickly as possible.

Call New Orleans Legal, LLC Today for the Help You Need and Deserve Following Hurricane Ida Damage

Speaking with an experienced New Orleans Legal attorney soon after your Hurricane Ida damage can ensure you do not inadvertently make a mistake that could end up costing you in the future. As an example, never agree to be recorded during a phone call, and never provide a recorded or sworn statement to your insurance company until you have spoken to an attorney.  Whenever possible, communicate in writing rather than via a phone conversation. If you do have a phone conversation, follow up immediately with an email or written letter to reiterate the essence of the conversation.

As soon as you are able, create a detailed list of all damaged or destroyed property, adding brand name, model, and an accurate description of any claimed item. Nothing is too small to add to this list. If you are entitled to reimbursement for the contents of your home, you will want to claim everything that was lost or destroyed. As you document the damage to contents and to your home, ensure the photographs are time and date-stamped.

If you have any repairs done prior to being paid by your insurance company, keep careful records, including receipts. To avoid having your insurance company claim the damage was pre-existing or unrelated to the Hurricane, gather up all records or prior repairs or inspections of your home. Our New Orleans Legal attorneys can evaluate your policy, determine what your insurance company should pay, then make sure the insurer does pay the full amount owed in a timely manner